Dear MICHAEL
Please pardon me for not having the liberty of knowing your mindset before writing you this letter without any formal introduction.My name is Mr. Zaco Mohammed I am the present branch Manager in one of the Barclay's Bank here in London I write to solicit for your partnership in claiming of $15.million usd from an account at our Head Office .
The aforementioned fund $15.million usd is my share percentage from a Gold Mining project that i helped financed, influentially.
Furthermore, as a Manager in the bank, I am not allowed to be part of such a deal, because it's against my company's professional practice policy. So I am compelled to ask that you stand on my behalf and receive this fund into
any account that is solely controlled by you. I will compensate you with 35% of the total amount involved as gratification for being my partner in the transfer.
Please contact me immediately you received this mail
Yours Truly,
Mr.Zaco Mohammed
Do we have to point out what's wrong with this letter---besides the ploy? Everything is off, style ("MICHAEL"), spelling (the first person pronoun is not capitalized), interpunction (spaces between the last letter and a dot, for example), grammar ("that i helped financed"), idiomatic usage ("for not having the liberty of knowing your mindset") etc. And it's always thus.
Who is writing these letters? In my days, we were told with great fanfare of highly intelligent---that was always the qualifier: "highly intelligent"---individuals that were cheating unsuspecting victims out of their money by means of wit, deception, guile, and other nonviolent forms of behavior, all this while the perpetrators were wearing white collars.